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09/25/2024

$70K in 3 Minutes!!!

Black insurance professionals recently raised $70,000 in three minutes to support scholarships for Black students. The miraculous occurrence occurred during the 2024 National African American Insurance Association’s (NAAIA) National Conference in New Orleans, held September 17th – 19th. During t...

09/04/2024

Join in live on Friday. I'll be talking to Ryan Wilson of The Gathering Spot, Dr. Sarah Vinson of Lorio Forensics, Brandon Rule of Rule Enterprises, and Kyra Hardwick of The Kyra Company. Here's the link to join: https://www.youtube.com/watch?v=H4FH2fHmkOw
Make sure you're subscribed to the "BlackJacked" podcast across all podcast outlets.

04/17/2024

glow differently when they have security. Protect your family, home and life now. Blkinsurance.com

01/15/2024

Blkinsurance.com

01/01/2024

Focus on security, soundness and safety for your family in 2024. Talk to a insurance agency and protect your home, business, life and everything else that matters.

12/25/2023

Grateful, secure and sound. from

12/20/2023

? Make sure you give your loved ones what they need most: security. Blkinsurance.com

12/12/2023

For the life ahead, for the years to come, . Blkinsurance.com

12/01/2023

No gimmicks, no "plays," just proven strategies for for . Blkinsurance.com

11/28/2023

Why should they have to start from behind? Secure their place and legacy through the simplicity of . Blkinsurance.com

11/20/2023

Don't be a this year: make sure your entire family is covered through . Connect with agencies at blkinsurance.com.

11/15/2023

Love, secure, and build wealth for . Blkinsurance.com

11/11/2023

Own and protect it. Your home is the most valuable asset you have. Make sure your homeowners policy is up to date and considers every risk. Find a Black owned agency at blkinsurance.com

11/06/2023

Black people have always been disproportionately targeted by scammers. Financial fraud is rampant today, a fact which should cause us to carefully vet every. single. product. marketed to us! Life insurance is no different. Is it a scam? In short, no, but let's talk about why.

Is the stock market a scam? Most would say no and they're correct. But look deeper and the reality is that you can invest in the market for years and depending on a range of factors beyond your control-- the broader economy, overseas wars or corporate malfesance-- the entire stock market could crash. Life insurance, on the other hand, is the single wealth creation vehicle which is certain today and forever. Black families should pay much closer attention.

No investment-- stocks, startup companies -- is without risk. Yes, there are investments that might be potentially be more lucrative than life insurance. For example, someone who invested in Amazon in its first year would be insanely wealthy today. However, the likelihood of choosing the next Amazon stock is small. The certainty of paying a life insurance premium each month and receiving the full benefit of it, tax-free, is 100%. For what it's worth, by the way, gains on investments are still subject to taxation.

Life insurance is the one product that you invest in and get a certain return, without your estate being taxed for it. Life insurance is guaranteed, there is no risk. Unlike the banks that play fast and loose, insurance companies are extremely conservative, ensuring that they're able to make good on their promises. Let's make sure we're building Black wealth: absolutely invest in the market but please lay a good, guaranteed foundation for your family through life insurance.

10/17/2023

It's uncomfortable, but death is a reality of life. We will grieve, but we should also build stronger legacies financially. Let's build together. Blkinsurance.com

10/13/2023

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10/04/2023

Let's just make this simple. The battle between term and whole life insurance has raged forever but it's not that complicated. BLK Insurance receives requests daily from African American households wishing to "build genernational wealth." If that's the goal, life insurance must be a part of the equation. The problem, however, is that "generational wealth" is not what many actually want and that's where the debate gets tricky.

Generational wealth indicates assets sufficient enough to pass down to the next generation or beyond. But many consumers we speak to actually want to build wealth to enjoy in their lifetime and that's fine. The reality is, for the vast majority of those individuals, whole life insurance isn't the best vehicle to get there.

Many online gurus will tell you that whole life insurance, while significnatly more expensive than term, is worthwhile because it builds a cash value over time. The problem is that cash value simply won't ever keep up with other investment vehicles, on average. For example, a man at age 40 in good health can likely purchase a $500,000, 30 year term policy for around $500 a year. That same individual could purchase a $500,000 whole life policy but it would likely cost well over $5,000 each year. That individual would generally be better off buying the cheaper term policy, ensuring wealth for their family after death, and investing the thousands saved each year in sound investement products.

09/27/2023

Is your business protected? Blkinsurance.com

09/21/2023

Imagine talking to someone about your family's financial security, protection and your most intimate fears. Imagine that person understands you, perfectly. Blkinsurance.com

09/11/2023

This is what security looks like. Find yours today at blkinsurance.com

09/05/2023

must be protected. Blkinsurance.com gives you access to the premier agencies across the country. Protect your business today!

08/31/2023

Protect and build . Start with today!
https://conta.cc/45LWrmc

08/28/2023

Today is the anniversary of the brutal slaying of . His case would not be known as it is and his family would have been far less supported without the assistance of an entrepreneur, Dr. T.R.M. Howard. Howard ran the Magnolia Life Insurance Company in Mound Bayou, Mississippi, an all-Black town. This town, in large part thanks to Howard, was a foundational pillar in a time of tragedy.

08/23/2023

When was the last time you were carefree? equals freedom. Freedom from worry, freedom from anxiety and freedom from the "what if" of life. Blkinsurance.com

08/17/2023

must be protected. Talk to one of our premier agencies today. Blkinsurance.com