02/07/2025
Over 70% of bank accounts in Pakistan hold deposits of less than Rs50,000, according to the State Bank of Pakistan's latest report.
Only 3% of accounts contain over Rs1 million, revealing a significant wealth gap.
Meanwhile, digital banking continues to grow, with mobile apps driving 89% of retail transactions by volume.
Pakistanโs instant payment system, processed 371 million transactions worth Rs8.5 trillion in Q3 FY25.
RTGS handled Rs347 trillion in large-value transactions, showcasing strong infrastructure support.
The data highlights low savings trends and a major shift toward digital financial behavior.
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