01/02/2026
✅ Basic Eligibility
Filipino citizen
Age: 18–68 years old
📄 Documents You Typically Need
✔️ One primary valid ID (with address and date of birth) — examples: UMID, Driver’s License, Postal ID, Voter’s ID, PhilID, etc.
(If ID doesn’t have address, SA might ask for a second document with your address.)
✔️ Down payment — varies per motorcycle model and your eligibility (Home Credit requires a down payment based on price).
✔️ Proof of income — like salary/payslips, COE with compensation, SSS or GSIS Contribution, Electric Bill (90 days old or latest) (may ask depending on situation and eligibility).
🛵 Where to Apply
📍 Visit KServico Luna, Tuguegarao and ask a Home Credit Sales Associate to assist you with the application.
