𝓮-Thrive

12/12/2024

I HAVE SO MANY INSURANCE POLICIES BUT STILL PAID OVER 300K IN HOSPITAL BILLS 🔴

Hellooo! I am back!

I went through a major surgery and I'm currently recovering.

For the past decade, I've been teaching people and writing books about money.

And one of the things I often talk about is the importance of having emergency funds, life insurance, medical insurance, and HMOs.

Ang purpose kasi ng insurance mo ay bayaran yung mga bagay na hindi mo alam na mangyayari sayo.

That's why I have so many of them...

PERO DI NIYA NABAYARAN BILLS KO!

Why?

Well it's simply because there were certain factors about my case na hindi talaga icocover ng insurance.

Here's what I learned:

1️⃣ Yes, still get insured. Get insurance and HMOs. Important yan. However, READ THE FINE PRINT! Wag kang tamad na aasa lang sa advisor mo. Every policy comes with particular rules on claims, eg: macocover lang ito if ganito ang size ng achuchu mo. Ganon ka detailed!

2️⃣ This is also why it's good to get a range of multiple life and medical insurance policies. If di covered ng isa, baka kaya saluhin ng isa. Do not underestimate PhilHealth. Malaking tulong din yon.

3️⃣ Emergency funds, emegency funds, EMERGENCY FUNDS! If none of them would work, ya need yer emergency funds. Magipon ka na.

4️⃣ Sana yung family and significant other mo meron ding Emergency Funds. I am so privileged that I didn't have to ask for their help, but my very generous boyfriend offered to pay for half of my bill. May Emergency Funds din kasi siya. Syempre gracious receiver tayo hihi 😇

5️⃣ Health is wealth. Literal nakaka-yaman ang pagiging healthy.

6️⃣ Add na naten: If you're an employee enjoying insurance and HMO benefits, wag ka aasa don. Get your own privately too.

7️⃣ Bago niyo ko bentahan ng even more insurance, remember: no matter how covered you are, certain details about your medical case can totally nullify your insurance benefits (eg: covered ka ng 10 million pero yung size ng tinaggal sayo 1cm bigger than what is covered - yes, may mga ganitong detalye ang coverage.) It really depends on the fine print of the policy. Hindi lang siya about gano kalaki yung coverage. REVIEW YOUR POLICIES WITH YOUR AGENTS!

Alright, pahinga lang ako ulit. 😘

---

👉 Btw, I've decided to go back and niche down to trading and money psychology content this 2025. If you want first dibs on these topics, join Patatas Fam by NFG for free ❤️

31/05/2022

Thank you thank you sa mg suki namen for buying our Hilton Pillow.. 350 units sold🥰🥰🥰

12/06/2021

Do you want to Bring Back that Body Confidence?

"Body Shaper will help you bring back that confidence in you"

✅ Black and Skin Tone Colors Available

✅ Body Shaper can be used everyday

✅ Moisture- absorbing and breathable

✅ Comfy and Soft

✅ No fading

✅ Smooth, Cool, Comfortable and Not Stuffy

✅ Tighten Fat and Slim Waist

✅ Lift Hip and Flatten Tummy

Get Yours now in our Shopee Store!!
https://shopee.ph/Bodyshaper-High-Waist-Slimming-Panty-i...

20/04/2021

Hi Kapatid, Kapamila, Kapuso at lalo na sa mga Mommies out there you can visit our Shopee Store baka may magustuhan kayo bilhin may product kami for Kids and for Mommies na gusto magpa payat at iba pa....

Check out this shop on Shopee! Download the app now: http://goo.gl/qmhhw3

14/04/2021

‼ Exfoliating Gloves Available‼ ‼For Only Php 159‼

Shopee Link: https://shopee.ph/product/16243208/4684740206/

✅ Pagandahin ang balat while we are on lockdown

✅ Lots of benefits

✅ Fights aging

✅ Reduce Stretch Marks

✅ Exfoliate Dry Skins

04/03/2021

Another Satisfied Customer! ❤❤

03/03/2021

10/02/2021

Are you getting problems with your lenses???

Let the Ultimate Lens Cleaner help you!!!

✅ Through the use of high technology cleans easily, quickly and effectively all kind of lenses.
✅ Spray on and wipe the lens dry with microfiber cloth.

Ultimate Lens Cleaner for buy 1 take 1 for Php 499 Only + Free Shipping + Free Tumbler & COD

23/01/2021

!! SALE FOR ONLY PHP 189.00 !!

Please check our Shopee Store >>https://shopee.ph/product/16243208/9335633683/

✍⏰Keep your child busy and behave using magnificent work of art. ⏰

📱📴Keep them away from gadgets.

👩Improves Proper Hand Hand Eye Coordination.

😎Soothes your Mind for hours of Pure Relaxation.

🎨Painting can help your children communicate their emotions or feelings.

🌈Painting can be a great podium for children to progress and discover their creativity.

🟪 Releases Stress and Anxiety.

😍😍The Greatest benefit that painting provides you is to spend valuable time with your kids..

🤩🤩The Sketches are well packed in an elegant envelope perfect for gift ideas. 🤩🤩

🛫🛫You can choose different Best Travel Destinations Art designs.🛬🛬

🎨🎨This Art size of each sketch is 16' x11" with wooden pencil and 12" paintbrush included. 🎨🎨

11/12/2020

🤔Kapos ka ba lagi sa budget?
🤔Hirap sa mga gastusin at mga bayarin?
🤔Hirap makabayad sa utang?

😍😍Ito ang sagot sa iyong kahirapan.😍😍

👉👉 Ipon Challenge 2021!! 👈👈

✅Kasama ang mga kwento ni Chinkee Tan

✅Para sa gabay sa iyong pinansyal.

✅Ang mga librong ito ay makakatulong para sa pagkakaroon ng pinansyal na kalayaan.

✅My Badyet Diary
✅My Ipon Diary
✅My Utang Free Diary
✅Diary of a Pulubi

Each will cost Php 150.00. Perfect Gift for Christmas😊
Avail of our promo: 2 books with free ipon can for only Php 299.00
Php 60 pesos shipping fee within Metro Manila.

So ano pang hinihintay mo?.. Bili na at sama sama tayo magkaroon ng pinansyal na kalayaan sa 2021 😍😍