02/08/2021
Introducing e-RUPI in India
National Payments Corporation of India (NPCI) in association with Department of Financial Services (DFS), National Health Authority (NHA), Ministry of Health and Family Welfare (MoHFW), and partner banks, has launched an innovative digital solution тАУ тАШe-RUPIтАЩ.
The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access, at the merchants accepting e-RUPI. e-RUPI would be shared with the beneficiaries for a specific purpose or activity by organizations or Government via SMS or QR code.
This contactless e-RUPI is easy, safe and secure as it keeps the details of the beneficiaries completely confidential. The entire transaction process through this voucher is relatively faster and at the same time reliable, as the required amount is already stored in the voucher.
e-RUPI рдХреЗ рдмрд╛рд░реЗ рдореЗрдВ рдХрд╣рд╛ рдЧрдпрд╛ рд╣реИ рдпреЗ рдбрд┐рдЬрд┐рдЯрд▓ рдкреЗрдореЗрдВрдЯ рдХреЗ рд▓рд┐рдП рдХреИрд╢рд▓реЗрд╕ рдФрд░ рдХреЙрдиреНрдЯреИрдХреНрдЯрд▓реЗрд╕ рдкреНрд▓реЗрдЯрдлреЙрд░реНрдо рд╣реИ. рдпреЗ QR рдХреЛрдб рдпрд╛ SMS рд╕реНрдЯреНрд░рд┐рдВрдЧ рдХреЗ рдЖрдзрд╛рд░ рдкрд░ рдИ-рд╡рд╛рдЙрдЪрд░ рдХреЗ рд░реВрдк рдореЗрдВ рдХрд╛рдо рдХрд░рддрд╛ рд╣реИ. рдЗрд╕реЗ рд▓рд╛рднрд╛рд░реНрдерд┐рдпреЛрдВ рдХреЗ рдореЛрдмрд╛рдЗрд▓ рдлреЛрди рдкрд░ рдкрд╣реБрдВрдЪрд╛рдпрд╛ рдЬрд╛рддрд╛ рд╣реИ. рдпреВрдЬрд░реНрд╕ рдмрд┐рдирд╛ рдХрд┐рд╕реА рдХрд╛рд░реНрдб, рдбрд┐рдЬрд┐рдЯрд▓ рдкреЗрдореЗрдВрдЯ рдРрдк рдпрд╛ рдЗрдВрдЯрд░рдиреЗрдЯ рдмреИрдВрдХрд┐рдВрдЧ рдПрдХреНрд╕реЗрд╕ рдХреЗ рднреА рд╡рд╛рдЙрдЪрд░ рдХреЛ рд░рд┐рдбреАрдо рдХрд░ рд╕рдХрддреЗ рд╣реИрдВ. рдЗрд╕рдХрд╛ рдЙрдкрдпреЛрдЧ рдЖрдпреБрд╖реНрдорд╛рди рднрд╛рд░рдд рдкреНрд░рдзрд╛рдирдордВрддреНрд░реА рдЬрди рдЖрд░реЛрдЧреНрдп рдпреЛрдЬрдирд╛, рдЙрд░реНрд╡рд░рдХ рд╕рдмреНрд╕рд┐рдбреА рдЖрджрд┐ рдЬреИрд╕реА рдпреЛрдЬрдирд╛рдУрдВ рдореЗрдВ рднреА рд╕реЗрд╡рд╛ рджреЗрдиреЗ рдХреЗ рд▓рд┐рдП рдХрд┐рдпрд╛ рдЬрд╛рдПрдЧрд╛. рдЗрд╕рдХрд╛ рдпреВрдЬ рд╕рд░рдХрд╛рд░реА рд╣реА рдирд╣реАрдВ рдкреНрд░рд╛рдЗрд╡реЗрдЯ рд╕реЗрдХреНрдЯрд░ рднреА рдЕрдкрдиреЗ рдХрд░реНрдордЪрд╛рд░реА рдХреЛ рд╡реЗрд▓рдлреЗрдпрд░ рдкреНрд░реЛрдЧреНрд░рд╛рдо рдХреЗ рддрд╣рдд рд╕рд░реНрд╡рд┐рд╕ рджреЗрдиреЗ рдХреЗ рд▓рд┐рдП рдХрд░ рд╕рдХрддреЗ рд╣реИрдВ.
Benefits for Corporates
Corporates can enable well-being of their employees
End to end digital transaction and doesnтАЩt require any physical issuance hence leading to cost reduction
Voucher redemption can be tracked by the issuer
Quick, safe & contactless voucher distribution
Benefits for Hospitals
Easy & Secure - Voucher is authorized via a verification code
Hassle free & Contactless payment collection - Handling of cash or cards is not required
Quick redemption process - The voucher can be redeemed in a few steps and lesser decline due to pre-blocked amount
Benefits to the Consumer
Contactless - Beneficiary should not carry a print out of the voucher
Easy redemption - 2 step redemption process
Safe and Secure - Beneficiary doesnтАЩt need to share personal details while redemption hence privacy is maintained
No digital or bank presence required - Consumer redeeming the voucher need not have a digital payment app or a bank account