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A pawnbroker is an individual or business (pawnshop or pawn shop)
that offers secured loans to people, with items of personal property used as collateral. The items having been pawned to the broker are themselves called pledges or pawns, or simply the collateral.
> Pawnshops offer collateral-based loans -- meaning the loan is secured by something of value. Th
e loan amount will likely be a small fraction of the item's actual value. You can sell your item to the pawnshop outright, but pawnbrokers are less enthusiastic about these transactions because loans offer much more profit potential for the pawnbroker.
>You must receive a pawn ticket. Don't lose this! Not only is it the receipt for your item, it also summarizes the terms of your loan: fees, expiration date, description of your item, etc.
